If your employer-sponsored benefits have a full-time student requirement for eligibility once your dependent children reach 19, you would need to provide complete and up-to-date college transcripts for all completed semesters showing detailed credit hours. 

Our audit team would look to the college/university guidelines to determine how many credit hours are required to be considered a full-time student.  If your dependent is not taking enough credit hours to meet this requirement, they would not be eligible to continue benefits under the eligibility restrictions of your benefit plan(s).

As with any other dependent child, you would also need to provide proof of relationship :

1. birth certificate showing you, your spouse or your domestic partner as the child’s parent; or,
   
2. report of birth abroad of a citizen of the United States of America (issued by the US Department of State) showing you,  your spouse or your domestic partner as the child’s parent; or,
   
3. adoption placement agreement, petition for adoption or adoption papers approved by the court (with signature or seal visible on the photocopy) that shows you, your spouse, or your domestic partner, as the adoptive parent; or,
   
4. divorce decree that lists children adopted during the marriage.  Must have court signature, stamp, or seal visible on the photocopy; or,
   
5. affidavit of parentage or paternity (or like form) that acknowledges your, your spouse’s or your domestic partner’s paternity of the child.  The form must have some indication that it was filed with the state or with the court; or,
   

6. court-awarded legal guardianship/custody papers showing:
   

1. granting of guardianship/custody under state law; and,
   

2. you, your spouse or your domestic partner identified as the child’s legal guardian/custodial parent; and,
   

3. name of dependent covered by the agreement; and,
   

4. signatures or court seal stamp (visible on the photocopy